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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,238 | $77,920-49.6% | $149,723-73.8% | $75,177-47.8% |
| Participation rate | 89.2% | 65.6%+23.6pp | 78.8%+10.5pp | 67.2%+22.0pp |
| Annual return | 12.45% | 31.72%-19.3pp | 134.50%-122.0pp | 160.75%-148.3pp |
| Employer contribution / active EE | $1,120 | $3,138-64.3% | $4,821-76.8% | $2,671-58.1% |
| Participant deferral / active EE | $5,634 | $3,411+65.1% | $5,682-0.9% | $4,126+36.5% |
| Admin fee / account holder | $10,784 | $5,951+81.2% | $13,215-18.4% | $5,651+90.8% |