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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,367 | $73,863-45.3% | $143,797-71.9% | $68,490-41.1% |
| Participation rate | 92.1% | 66.7%+25.4pp | 80.3%+11.7pp | 67.9%+24.2pp |
| Annual return | -16.22% | 0.91%-17.1pp | -0.04%-16.2pp | -7.85%-8.4pp |
| Employer contribution / active EE | $1,103 | $3,185-65.4% | $4,952-77.7% | $2,597-57.5% |
| Participant deferral / active EE | $5,873 | $3,385+73.5% | $5,638+4.2% | $4,028+45.8% |
| Admin fee / account holder | $2,052 | $5,756-64.3% | $14,679-86.0% | $5,403-62.0% |