Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,979 | $54,541-50.5% | $78,778-65.8% | $70,126-61.5% |
| Participation rate | 31.6% | 60.8%-29.2pp | 69.2%-37.6pp | 69.5%-38.0pp |
| Annual return | 33.78% | 21.07%+12.7pp | 35.62%-1.8pp | 73.15%-39.4pp |
| Employer contribution / active EE | $0 | $1,089-100.0% | $1,986-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,235 | $2,210-44.1% | $2,958-58.2% | $3,332-62.9% |
| Admin fee / account holder | $1,059 | $3,709-71.5% | $5,134-79.4% | $4,645-77.2% |