Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,401 | $51,222-9.4% | $70,544-34.2% | $75,173-38.3% |
| Participation rate | 45.9% | 61.0%-15.0pp | 68.4%-22.4pp | 67.2%-21.3pp |
| Annual return | 10.99% | 30.06%-19.1pp | 32.79%-21.8pp | 160.72%-149.7pp |
| Employer contribution / active EE | $1,345 | $1,827-26.4% | $2,976-54.8% | $2,671-49.6% |
| Participant deferral / active EE | $1,651 | $2,850-42.1% | $4,568-63.9% | $4,126-60.0% |
| Admin fee / account holder | $369 | $4,096-91.0% | $6,427-94.3% | $5,651-93.5% |