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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,241 | $127,387-79.4% | $115,038-77.2% | $125,389-79.1% |
| Participation rate | 73.3% | 84.2%-10.8pp | 81.4%-8.0pp | 83.2%-9.9pp |
| Annual return | -5.98% | 31.28%-37.3pp | 26.14%-32.1pp | 282.24%-288.2pp |
| Employer contribution / active EE | $2,042 | $5,166-60.5% | $4,608-55.7% | $4,866-58.0% |
| Participant deferral / active EE | $2,261 | $6,423-64.8% | $6,026-62.5% | $5,352-57.8% |
| Admin fee / account holder | $2,151 | $9,516-77.4% | $8,175-73.7% | $9,541-77.5% |