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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,020 | $160,070-56.3% | $147,117-52.4% | $145,897-52.0% |
| Participation rate | 88.2% | 84.0%+4.2pp | 82.2%+6.1pp | 80.3%+7.9pp |
| Annual return | 26.14% | 98.69%-72.5pp | 420.54%-394.4pp | 552.29%-526.1pp |
| Employer contribution / active EE | $2,069 | $5,285-60.8% | $4,932-58.0% | $4,663-55.6% |
| Participant deferral / active EE | $7,422 | $8,419-11.8% | $8,065-8.0% | $6,689+11.0% |
| Admin fee / account holder | $847 | $15,035-94.4% | $12,993-93.5% | $13,390-93.7% |