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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,481 | $154,228-51.1% | $145,433-48.1% | $137,256-45.0% |
| Participation rate | 85.7% | 83.8%+1.9pp | 82.1%+3.6pp | 80.0%+5.8pp |
| Annual return | 17.65% | 74.59%-56.9pp | 66.58%-48.9pp | 220.34%-202.7pp |
| Employer contribution / active EE | $1,901 | $4,804-60.4% | $4,554-58.3% | $4,156-54.2% |
| Participant deferral / active EE | $6,774 | $8,216-17.6% | $7,897-14.2% | $6,407+5.7% |
| Admin fee / account holder | $2,085 | $14,344-85.5% | $13,129-84.1% | $12,270-83.0% |