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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,455 | $198,461-64.5% | $170,436-58.7% | $147,585-52.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 22.18% | 257.30%-235.1pp | 205.94%-183.8pp | 578.57%-556.4pp |
| Employer contribution / active EE | $1,372 | $6,184-77.8% | $5,433-74.7% | $4,876-71.9% |
| Participant deferral / active EE | $6,259 | $5,629+11.2% | $4,939+26.7% | $5,439+15.1% |
| Admin fee / account holder | $377 | $16,852-97.8% | $13,880-97.3% | $10,885-96.5% |