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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,472 | $129,737+47.6% | $119,126+60.7% | $154,746+23.7% |
| Participation rate | 75.0% | 78.9%-3.9pp | 75.8%-0.8pp | 80.7%-5.7pp |
| Annual return | 18.18% | 379.08%-360.9pp | 282.11%-263.9pp | 172.34%-154.2pp |
| Employer contribution / active EE | $2,269 | $4,375-48.1% | $4,034-43.8% | $4,379-48.2% |
| Participant deferral / active EE | $7,154 | $5,842+22.5% | $5,318+34.5% | $6,730+6.3% |
| Admin fee / account holder | $15,706 | $11,961+31.3% | $10,693+46.9% | $14,365+9.3% |