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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,085 | $115,814+0.2% | $101,275+14.6% | $158,982-27.0% |
| Participation rate | 57.9% | 79.4%-21.5pp | 75.8%-17.9pp | 82.0%-24.1pp |
| Annual return | 16.09% | 56.16%-40.1pp | 46.48%-30.4pp | 302.99%-286.9pp |
| Employer contribution / active EE | $1,861 | $4,176-55.4% | $3,660-49.1% | $4,763-60.9% |
| Participant deferral / active EE | $4,437 | $4,958-10.5% | $4,371+1.5% | $5,983-25.8% |
| Admin fee / account holder | $28 | $7,249-99.6% | $5,948-99.5% | $11,252-99.8% |