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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,310 | $115,814+51.4% | $101,275+73.1% | $158,982+10.3% |
| Participation rate | 57.1% | 79.4%-22.2pp | 75.8%-18.7pp | 82.0%-24.8pp |
| Annual return | 14.10% | 56.16%-42.1pp | 46.48%-32.4pp | 302.99%-288.9pp |
| Employer contribution / active EE | $1,975 | $4,176-52.7% | $3,660-46.1% | $4,763-58.5% |
| Participant deferral / active EE | $4,035 | $4,958-18.6% | $4,371-7.7% | $5,983-32.6% |
| Admin fee / account holder | $1,578 | $7,249-78.2% | $5,948-73.5% | $11,252-86.0% |