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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,495 | $107,368+37.4% | $92,915+58.7% | $152,909-3.5% |
| Participation rate | 66.7% | 79.8%-13.1pp | 76.0%-9.3pp | 82.5%-15.8pp |
| Annual return | 17.90% | 145.64%-127.7pp | 109.45%-91.5pp | 345.46%-327.6pp |
| Employer contribution / active EE | $2,465 | $4,222-41.6% | $3,653-32.5% | $4,764-48.2% |
| Participant deferral / active EE | $4,606 | $4,848-5.0% | $4,238+8.7% | $5,851-21.3% |
| Admin fee / account holder | $8,951 | $7,082+26.4% | $5,796+54.4% | $11,601-22.8% |