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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS2 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $2,065 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,670 | $52,293-12.7% | $178,499-74.4% | $73,412-37.8% |
| Participation rate | 30.4% | 65.3%-34.9pp | 81.9%-51.5pp | 72.2%-41.7pp |
| Annual return | 16.59% | 34.75%-18.2pp | 151.10%-134.5pp | 59.30%-42.7pp |
| Employer contribution / active EE | $465 | $1,735-73.2% | $5,011-90.7% | $2,234-79.2% |
| Participant deferral / active EE | $1,198 | $2,332-48.6% | $5,202-77.0% | $3,806-68.5% |
| Admin fee / account holder | $12 | $127-90.7% | $13,986-99.9% | $158-92.5% |