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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,300 | $84,518-47.6% | $67,704-34.6% | $125,389-64.7% |
| Participation rate | 66.7% | 74.8%-8.1pp | 67.5%-0.9pp | 83.2%-16.5pp |
| Annual return | -0.44% | 2.57%-3.0pp | 25.41%-25.8pp | 282.24%-282.7pp |
| Employer contribution / active EE | $1,437 | $3,292-56.4% | $2,559-43.9% | $4,866-70.5% |
| Participant deferral / active EE | $2,721 | $4,430-38.6% | $3,585-24.1% | $5,352-49.2% |
| Admin fee / account holder | $1,100 | $5,340-79.4% | $4,255-74.1% | $9,541-88.5% |