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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,045 | $102,663-85.3% | $86,216-82.5% | $139,466-89.2% |
| Participation rate | 71.4% | 74.5%-3.1pp | 69.0%+2.5pp | 80.3%-8.9pp |
| Annual return | 89.70% | 1924.52%-1834.8pp | 1169.42%-1079.7pp | 373.66%-284.0pp |
| Employer contribution / active EE | $1,788 | $3,035-41.1% | $2,382-24.9% | $4,754-62.4% |
| Participant deferral / active EE | $4,331 | $4,677-7.4% | $3,986+8.7% | $6,712-35.5% |
| Admin fee / account holder | $449 | $8,663-94.8% | $6,853-93.4% | $11,409-96.1% |