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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,679 | $135,956-58.3% | $123,894-54.3% | $273,972-79.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 2.28% | 56.63%-54.3pp | 47.52%-45.2pp | 41.46%-39.2pp |
| Employer contribution / active EE | $8,749 | $5,170+69.2% | $4,617+89.5% | $4,869+79.7% |
| Participant deferral / active EE | $5,752 | $6,343-9.3% | $5,984-3.9% | $5,287+8.8% |
| Admin fee / account holder | $10,222 | $9,817+4.1% | $8,357+22.3% | $10,133+0.9% |