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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,372 | $113,941+67.1% | $94,229+102.0% | $125,389+51.8% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | 20.30% | 5.29%+15.0pp | 10.68%+9.6pp | 282.24%-261.9pp |
| Employer contribution / active EE | $0 | $4,727-100.0% | $3,587-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $12,948 | $5,179+150.0% | $4,320+199.7% | $5,352+141.9% |
| Admin fee / account holder | $16,952 | $8,392+102.0% | $6,269+170.4% | $9,541+77.7% |