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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,255 | $176,105+34.2% | $159,474+48.1% | $167,536+41.0% |
| Participation rate | 86.7% | 85.0%+1.7pp | 82.8%+3.8pp | 82.1%+4.6pp |
| Annual return | 11.64% | 331.91%-320.3pp | 263.68%-252.0pp | 478.82%-467.2pp |
| Employer contribution / active EE | $7,053 | $5,299+33.1% | $4,831+46.0% | $4,839+45.8% |
| Participant deferral / active EE | $7,298 | $7,751-5.9% | $7,353-0.8% | $6,342+15.1% |
| Admin fee / account holder | $4,231 | $12,559-66.3% | $10,802-60.8% | $12,315-65.6% |