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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,397 | $157,304+33.1% | $141,197+48.3% | $152,909+36.9% |
| Participation rate | 76.9% | 84.8%-7.9pp | 82.5%-5.6pp | 82.5%-5.5pp |
| Annual return | 120.40% | 64.34%+56.1pp | 71.41%+49.0pp | 345.46%-225.1pp |
| Employer contribution / active EE | $7,064 | $5,263+34.2% | $4,736+49.2% | $4,764+48.3% |
| Participant deferral / active EE | $7,932 | $7,111+11.5% | $6,710+18.2% | $5,851+35.6% |
| Admin fee / account holder | $3,711 | $12,126-69.4% | $10,265-63.8% | $11,601-68.0% |