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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,324 | $133,998+31.6% | $112,263+57.1% | $134,545+31.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -21.04% | 47.17%-68.2pp | 27.49%-48.5pp | 418.37%-439.4pp |
| Employer contribution / active EE | $7,931 | $4,040+96.3% | $3,636+118.1% | $4,742+67.3% |
| Participant deferral / active EE | $8,377 | $5,292+58.3% | $4,729+77.1% | $6,401+30.9% |
| Admin fee / account holder | $330 | $7,493-95.6% | $6,410-94.9% | $11,431-97.1% |