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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,088 | $97,759+57.6% | $83,849+83.8% | $135,377+13.8% |
| Participation rate | 58.8% | 79.9%-21.1pp | 76.1%-17.3pp | 82.6%-23.8pp |
| Annual return | -8.30% | 1287.41%-1295.7pp | 850.91%-859.2pp | 519.75%-528.1pp |
| Employer contribution / active EE | $1,669 | $4,222-60.5% | $3,631-54.0% | $4,779-65.1% |
| Participant deferral / active EE | $5,113 | $4,682+9.2% | $4,082+25.3% | $5,609-8.8% |
| Admin fee / account holder | $4,423 | $6,674-33.7% | $5,478-19.3% | $10,828-59.2% |