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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,367 | $110,212-60.7% | $96,534-55.1% | $139,466-68.9% |
| Participation rate | 82.6% | 78.1%+4.5pp | 76.0%+6.6pp | 80.3%+2.3pp |
| Annual return | 26.11% | 26.42%-0.3pp | 25.88%+0.2pp | 373.66%-347.6pp |
| Employer contribution / active EE | $1,203 | $3,620-66.8% | $2,965-59.4% | $4,754-74.7% |
| Participant deferral / active EE | $3,755 | $5,547-32.3% | $4,851-22.6% | $6,712-44.0% |
| Admin fee / account holder | $560 | $11,599-95.2% | $8,253-93.2% | $11,409-95.1% |