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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,697 | $99,053-69.0% | $88,179-65.2% | $138,895-77.9% |
| Participation rate | 90.0% | 74.2%+15.8pp | 69.1%+20.9pp | 79.9%+10.1pp |
| Annual return | 8.01% | 78.17%-70.2pp | 64.97%-57.0pp | 145.39%-137.4pp |
| Employer contribution / active EE | $2,136 | $2,882-25.9% | $2,549-16.2% | $4,194-49.1% |
| Participant deferral / active EE | $1,662 | $5,225-68.2% | $4,614-64.0% | $6,396-74.0% |
| Admin fee / account holder | $518 | $8,748-94.1% | $7,673-93.3% | $12,562-95.9% |