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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $604,433 | $217,427+178.0% | $185,837+225.2% | $167,518+260.8% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 16.30% | 148.39%-132.1pp | 122.08%-105.8pp | 478.71%-462.4pp |
| Employer contribution / active EE | $13,038 | $5,874+122.0% | $5,168+152.3% | $4,838+169.5% |
| Participant deferral / active EE | $8,658 | $6,357+36.2% | $5,568+55.5% | $6,342+36.5% |
| Admin fee / account holder | $19,117 | $19,816-3.5% | $16,241+17.7% | $12,312+55.3% |