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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,238 | $183,592-84.1% | $155,574-81.2% | $145,877-80.0% |
| Participation rate | 0.0% | 82.7%-82.7pp | 78.2%-78.2pp | 80.3%-80.3pp |
| Annual return | 24.39% | 61.37%-37.0pp | 64.87%-40.5pp | 551.28%-526.9pp |
| Employer contribution / active EE | $743 | $5,317-86.0% | $4,676-84.1% | $4,663-84.1% |
| Participant deferral / active EE | $1,859 | $6,466-71.3% | $5,629-67.0% | $6,691-72.2% |
| Admin fee / account holder | $738,961 | $19,316+3725.7% | $15,914+4543.4% | $13,402+5413.7% |