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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,926 | $175,231+15.8% | $149,696+35.6% | $139,466+45.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 29.05% | 166.77%-137.7pp | 134.46%-105.4pp | 373.66%-344.6pp |
| Employer contribution / active EE | $1,970 | $5,478-64.0% | $4,821-59.1% | $4,754-58.6% |
| Participant deferral / active EE | $8,541 | $6,521+31.0% | $5,682+50.3% | $6,712+27.2% |
| Admin fee / account holder | $1,557 | $16,155-90.4% | $13,212-88.2% | $11,409-86.3% |