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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,881 | $124,346-18.9% | $111,308-9.4% | $167,536-39.8% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 7.76% | 37.45%-29.7pp | 54.67%-46.9pp | 478.82%-471.1pp |
| Employer contribution / active EE | $1,961 | $3,437-42.9% | $2,732-28.2% | $4,839-59.5% |
| Participant deferral / active EE | $7,355 | $5,182+41.9% | $4,487+63.9% | $6,342+16.0% |
| Admin fee / account holder | $13,486 | $10,621+27.0% | $7,965+69.3% | $12,315+9.5% |