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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,034 | $112,131-13.5% | $95,964+1.1% | $158,982-39.0% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 5.93% | 171.19%-165.3pp | 91.64%-85.7pp | 302.99%-297.1pp |
| Employer contribution / active EE | $2,490 | $3,199-22.2% | $2,541-2.0% | $4,763-47.7% |
| Participant deferral / active EE | $9,346 | $4,784+95.3% | $4,167+124.3% | $5,983+56.2% |
| Admin fee / account holder | $21,475 | $10,136+111.9% | $6,797+215.9% | $11,252+90.9% |