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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,227 | $110,248-84.4% | $95,728-82.0% | $139,456-87.6% |
| Participation rate | 66.7% | 75.7%-9.1pp | 72.3%-5.6pp | 80.3%-13.7pp |
| Annual return | 24.76% | 27.16%-2.4pp | 28.40%-3.6pp | 373.45%-348.7pp |
| Employer contribution / active EE | $2,315 | $3,258-28.9% | $2,835-18.3% | $4,753-51.3% |
| Participant deferral / active EE | $5,466 | $4,675+16.9% | $4,245+28.8% | $6,711-18.6% |
| Admin fee / account holder | $50 | $6,607-99.2% | $5,673-99.1% | $11,407-99.6% |