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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,793 | $65,367-52.9% | $92,915-66.9% | $72,976-57.8% |
| Participation rate | 82.8% | 68.3%+14.4pp | 76.0%+6.8pp | 69.5%+13.3pp |
| Annual return | 20.13% | 42.11%-22.0pp | 109.45%-89.3pp | 81.02%-60.9pp |
| Employer contribution / active EE | $1,419 | $2,594-45.3% | $3,653-61.1% | $2,440-41.8% |
| Participant deferral / active EE | $3,761 | $3,128+20.2% | $4,238-11.3% | $3,608+4.3% |
| Admin fee / account holder | $1,133 | $4,251-73.3% | $5,796-80.4% | $5,124-77.9% |