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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,040 | $69,273-29.2% | $90,796-46.0% | $82,637-40.7% |
| Participation rate | 42.9% | 64.0%-21.2pp | 69.5%-26.6pp | 68.1%-25.2pp |
| Annual return | 21.98% | 18.37%+3.6pp | 19.29%+2.7pp | 53.51%-31.5pp |
| Employer contribution / active EE | $899 | $1,865-51.8% | $2,294-60.8% | $2,552-64.8% |
| Participant deferral / active EE | $2,129 | $3,047-30.1% | $3,822-44.3% | $4,126-48.4% |
| Admin fee / account holder | $280 | $5,511-94.9% | $7,024-96.0% | $7,339-96.2% |