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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,040 | $72,607-32.5% | $90,259-45.7% | $87,485-43.9% |
| Participation rate | 42.9% | 64.8%-21.9pp | 70.7%-27.9pp | 68.9%-26.1pp |
| Annual return | 21.98% | 18.59%+3.4pp | 18.88%+3.1pp | 26.06%-4.1pp |
| Employer contribution / active EE | $899 | $1,919-53.2% | $2,291-60.8% | $2,596-65.4% |
| Participant deferral / active EE | $2,129 | $3,055-30.3% | $3,827-44.4% | $4,274-50.2% |
| Admin fee / account holder | $280 | $5,947-95.3% | $7,267-96.2% | $7,775-96.4% |