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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,859 | $148,623-61.1% | $135,974-57.4% | $139,466-58.5% |
| Participation rate | 83.3% | 83.9%-0.5pp | 81.9%+1.4pp | 80.3%+3.0pp |
| Annual return | 17.36% | 79.30%-61.9pp | 68.30%-50.9pp | 373.66%-356.3pp |
| Employer contribution / active EE | $11,665 | $5,246+122.3% | $4,859+140.1% | $4,754+145.4% |
| Participant deferral / active EE | $3,347 | $8,103-58.7% | $7,760-56.9% | $6,712-50.1% |
| Admin fee / account holder | $2,495 | $12,406-79.9% | $10,767-76.8% | $11,409-78.1% |