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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,218 | $98,766-10.7% | $149,730-41.1% | $79,852+10.5% |
| Participation rate | 88.2% | 75.8%+12.5pp | 82.5%+5.8pp | 69.6%+18.6pp |
| Annual return | 41.79% | 27.43%+14.4pp | 276.70%-234.9pp | 31.72%+10.1pp |
| Employer contribution / active EE | $4,218 | $3,217+31.1% | $4,645-9.2% | $2,471+70.7% |
| Participant deferral / active EE | $15,911 | $5,681+180.1% | $6,843+132.5% | $3,740+325.4% |
| Admin fee / account holder | $20,761 | $6,052+243.0% | $9,310+123.0% | $5,306+291.3% |