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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,751 | $138,114+28.0% | $125,391+41.0% | $134,545+31.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -23.03% | 750.88%-773.9pp | 572.41%-595.4pp | 418.37%-441.4pp |
| Employer contribution / active EE | $18,994 | $5,246+262.1% | $4,816+294.4% | $4,742+300.6% |
| Participant deferral / active EE | $5,749 | $7,801-26.3% | $7,448-22.8% | $6,401-10.2% |
| Admin fee / account holder | $7,383 | $11,570-36.2% | $10,009-26.2% | $11,431-35.4% |