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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,567 | $138,076-45.3% | $123,553-38.8% | $135,380-44.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -6.94% | 153.70%-160.6pp | 119.21%-126.1pp | 519.81%-526.7pp |
| Employer contribution / active EE | $14,350 | $5,152+178.5% | $4,628+210.1% | $4,779+200.3% |
| Participant deferral / active EE | $5,390 | $6,800-20.7% | $6,426-16.1% | $5,609-3.9% |
| Admin fee / account holder | $2,154 | $10,917-80.3% | $9,284-76.8% | $10,828-80.1% |