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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,292 | $111,814-46.1% | $103,374-41.7% | $145,959-58.7% |
| Participation rate | 54.5% | 77.9%-23.4pp | 74.5%-20.0pp | 80.3%-25.7pp |
| Annual return | 11.11% | 24.77%-13.7pp | 24.89%-13.8pp | 561.95%-550.8pp |
| Employer contribution / active EE | $1,914 | $4,214-54.6% | $3,869-50.5% | $4,661-58.9% |
| Participant deferral / active EE | $3,884 | $5,618-30.9% | $5,058-23.2% | $6,689-41.9% |
| Admin fee / account holder | $31,864 | $9,754+226.7% | $8,394+279.6% | $13,398+137.8% |