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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,292 | $110,379-45.4% | $102,412-41.1% | $145,884-58.7% |
| Participation rate | 54.5% | 77.9%-23.4pp | 74.5%-20.0pp | 80.3%-25.8pp |
| Annual return | 11.11% | 24.84%-13.7pp | 24.94%-13.8pp | 551.85%-540.7pp |
| Employer contribution / active EE | $1,914 | $4,216-54.6% | $3,870-50.5% | $4,662-59.0% |
| Participant deferral / active EE | $3,884 | $5,622-30.9% | $5,060-23.3% | $6,690-41.9% |
| Admin fee / account holder | $31,864 | $9,745+227.0% | $8,388+279.9% | $13,392+137.9% |