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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,119 | $29,733-18.9% | $56,025-57.0% | $80,959-70.2% |
| Participation rate | 32.6% | 41.7%-9.2pp | 52.5%-20.0pp | 67.7%-35.1pp |
| Annual return | 13.48% | 35.28%-21.8pp | 1712.69%-1699.2pp | 35.67%-22.2pp |
| Employer contribution / active EE | $547 | $672-18.6% | $1,042-47.5% | $2,757-80.2% |
| Participant deferral / active EE | $1,257 | $1,229+2.2% | $1,955-35.7% | $4,300-70.8% |
| Admin fee / account holder | $148 | $2,434-93.9% | $2,828-94.8% | $6,925-97.9% |