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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,119 | $29,667-18.7% | $56,441-57.3% | $80,874-70.2% |
| Participation rate | 32.6% | 41.7%-9.1pp | 52.5%-19.9pp | 67.6%-35.1pp |
| Annual return | 13.48% | 35.22%-21.7pp | 1704.21%-1690.7pp | 35.62%-22.1pp |
| Employer contribution / active EE | $547 | $669-18.3% | $1,039-47.4% | $2,756-80.2% |
| Participant deferral / active EE | $1,257 | $1,227+2.5% | $1,953-35.6% | $4,297-70.7% |
| Admin fee / account holder | $148 | $2,429-93.9% | $2,829-94.8% | $6,935-97.9% |