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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,688 | $138,072-72.7% | $123,549-69.5% | $135,382-72.2% |
| Participation rate | 66.7% | 84.7%-18.1pp | 82.3%-15.6pp | 82.6%-16.0pp |
| Annual return | -2.07% | 153.69%-155.8pp | 119.20%-121.3pp | 519.77%-521.8pp |
| Employer contribution / active EE | $1,005 | $5,152-80.5% | $4,628-78.3% | $4,779-79.0% |
| Participant deferral / active EE | $3,737 | $6,799-45.0% | $6,426-41.8% | $5,609-33.4% |
| Admin fee / account holder | $86,395 | $10,917+691.4% | $9,284+830.5% | $10,829+697.8% |