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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,112 | $165,361-75.1% | $149,715-72.5% | $158,950-74.1% |
| Participation rate | 93.8% | 84.6%+9.2pp | 82.5%+11.3pp | 82.0%+11.8pp |
| Annual return | 5.80% | 348.24%-342.4pp | 276.66%-270.9pp | 302.91%-297.1pp |
| Employer contribution / active EE | $1,585 | $5,103-68.9% | $4,645-65.9% | $4,762-66.7% |
| Participant deferral / active EE | $165 | $7,182-97.7% | $6,842-97.6% | $5,983-97.2% |
| Admin fee / account holder | $5,213 | $10,808-51.8% | $9,310-44.0% | $11,248-53.7% |