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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 26 · EIN 13-5674085 | Advisory (Participants) | $36,540 |
Filed as: JOHN HANCOCK LIFE INS COMPANY USA Service code 15 · EIN 01-0233346 | Recordkeeping | $11,337 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,366 | $95,352-35.6% | $135,925-54.9% | $74,434-17.6% |
| Participation rate | 100.0% | 78.2%+21.8pp | 81.9%+18.1pp | 70.7%+29.3pp |
| Annual return | 19.65% | 32.74%-13.1pp | 68.25%-48.6pp | 34.37%-14.7pp |
| Employer contribution / active EE | $5,424 | $3,877+39.9% | $4,857+11.7% | $2,638+105.6% |
| Participant deferral / active EE | $6,423 | $7,786-17.5% | $7,759-17.2% | $4,529+41.8% |
| Admin fee / account holder | $219 | $266-17.6% | $10,764-98.0% | $348-37.0% |