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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH Service code 26 · EIN 13-5674085 | Advisory (Participants) | $8,866 |
Filed as: JOHN HANCOCK LIFE INS COMPANY USA Service code 15 · EIN 01-0233346 | Recordkeeping | $4,454 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,997 | $89,652-53.2% | $141,197-70.3% | $65,186-35.6% |
| Participation rate | 99.2% | 74.7%+24.5pp | 82.5%+16.7pp | 70.2%+29.0pp |
| Annual return | 23.40% | 32.79%-9.4pp | 71.41%-48.0pp | 29.39%-6.0pp |
| Employer contribution / active EE | $4,789 | $3,065+56.3% | $4,736+1.1% | $2,177+120.0% |
| Participant deferral / active EE | $5,435 | $5,691-4.5% | $6,710-19.0% | $3,514+54.7% |
| Admin fee / account holder | $228 | $569-59.9% | $10,265-97.8% | $847-73.1% |