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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,883 | $138,075-61.7% | $123,552-57.2% | $135,379-60.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -10.77% | 153.70%-164.5pp | 119.20%-130.0pp | 519.79%-530.6pp |
| Employer contribution / active EE | $981 | $5,152-81.0% | $4,628-78.8% | $4,779-79.5% |
| Participant deferral / active EE | $14,739 | $6,800+116.8% | $6,426+129.4% | $5,609+162.8% |
| Admin fee / account holder | $1,381 | $10,917-87.3% | $9,285-85.1% | $10,828-87.2% |