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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,694 | $96,643-34.1% | $86,617-26.5% | $139,456-54.3% |
| Participation rate | 53.3% | 74.4%-21.1pp | 71.7%-18.4pp | 80.3%-27.0pp |
| Annual return | 15.17% | 106.57%-91.4pp | 591.91%-576.7pp | 373.45%-358.3pp |
| Employer contribution / active EE | $1,255 | $3,264-61.6% | $3,023-58.5% | $4,753-73.6% |
| Participant deferral / active EE | $1,949 | $4,835-59.7% | $4,437-56.1% | $6,711-71.0% |
| Admin fee / account holder | $735 | $6,406-88.5% | $5,613-86.9% | $11,407-93.6% |