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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,234 | $93,345-78.3% | $119,126-83.0% | $87,485-76.9% |
| Participation rate | 88.7% | 68.7%+19.9pp | 75.8%+12.9pp | 68.9%+19.7pp |
| Annual return | 18.08% | 19.08%-1.0pp | 282.11%-264.0pp | 26.06%-8.0pp |
| Employer contribution / active EE | $0 | $3,172-100.0% | $4,034-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $4,371 | $4,099+6.7% | $5,318-17.8% | $4,274+2.3% |
| Admin fee / account holder | $680 | $8,039-91.5% | $10,693-93.6% | $7,775-91.3% |