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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,577 | $64,729-82.1% | $112,263-89.7% | $68,490-83.1% |
| Participation rate | 96.2% | 67.2%+29.1pp | 75.1%+21.2pp | 67.9%+28.3pp |
| Annual return | -19.06% | -11.40%-7.7pp | 27.49%-46.6pp | -7.85%-11.2pp |
| Employer contribution / active EE | $0 | $2,746-100.0% | $3,636-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $4,069 | $3,566+14.1% | $4,729-14.0% | $4,028+1.0% |
| Admin fee / account holder | $1,593 | $5,222-69.5% | $6,410-75.1% | $5,403-70.5% |