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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,324 | $157,296-61.6% | $141,191-57.3% | $152,897-60.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 24.50% | 64.34%-39.8pp | 71.41%-46.9pp | 345.43%-320.9pp |
| Employer contribution / active EE | $3,447 | $5,262-34.5% | $4,736-27.2% | $4,764-27.6% |
| Participant deferral / active EE | $6,479 | $7,111-8.9% | $6,710-3.4% | $5,851+10.7% |
| Admin fee / account holder | $460 | $12,125-96.2% | $10,264-95.5% | $11,599-96.0% |