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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,022 | $127,387-77.2% | $115,038-74.8% | $125,389-76.9% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | 44.40% | 31.28%+13.1pp | 26.14%+18.3pp | 282.24%-237.8pp |
| Employer contribution / active EE | $8,735 | $5,166+69.1% | $4,608+89.6% | $4,866+79.5% |
| Participant deferral / active EE | $4,921 | $6,423-23.4% | $6,026-18.3% | $5,352-8.1% |
| Admin fee / account holder | $3,431 | $9,516-64.0% | $8,175-58.0% | $9,541-64.0% |