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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,583 | $185,312-84.0% | $161,489-81.7% | $154,746-80.9% |
| Participation rate | 70.0% | 82.5%-12.5pp | 78.7%-8.7pp | 80.7%-10.7pp |
| Annual return | 11.05% | 103.84%-92.8pp | 89.72%-78.7pp | 172.34%-161.3pp |
| Employer contribution / active EE | $9,181 | $4,769+92.5% | $4,268+115.1% | $4,379+109.7% |
| Participant deferral / active EE | $3,612 | $6,350-43.1% | $5,630-35.8% | $6,730-46.3% |
| Admin fee / account holder | $1,035 | $18,654-94.5% | $16,006-93.5% | $14,365-92.8% |