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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,870 | $98,766+225.9% | $149,730+115.0% | $79,852+303.1% |
| Participation rate | 88.9% | 75.8%+13.1pp | 82.5%+6.4pp | 69.6%+19.3pp |
| Annual return | 26.59% | 27.43%-0.8pp | 276.70%-250.1pp | 31.72%-5.1pp |
| Employer contribution / active EE | $4,378 | $3,217+36.1% | $4,645-5.7% | $2,471+77.2% |
| Participant deferral / active EE | $10,389 | $5,681+82.9% | $6,843+51.8% | $3,740+177.7% |
| Admin fee / account holder | $15,290 | $6,052+152.6% | $9,310+64.2% | $5,306+188.1% |