Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,021 | $123,793-72.5% | $177,848-80.9% | $79,856-57.4% |
| Participation rate | 50.0% | 84.7%-34.7pp | 87.7%-37.7pp | 69.6%-19.6pp |
| Annual return | 21.96% | 22.82%-0.9pp | 48.33%-26.4pp | 31.71%-9.8pp |
| Employer contribution / active EE | $72 | $4,095-98.2% | $5,919-98.8% | $2,471-97.1% |
| Participant deferral / active EE | $4,875 | $5,956-18.2% | $7,714-36.8% | $3,741+30.3% |
| Admin fee / account holder | $1,235 | $7,243-82.9% | $12,431-90.1% | $5,306-76.7% |