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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,335 | $76,696+33.4% | $96,515+6.0% | $71,511+43.1% |
| Participation rate | 85.3% | 66.6%+18.8pp | 74.3%+11.0pp | 67.9%+17.4pp |
| Annual return | 12.76% | 48.32%-35.6pp | 35.73%-23.0pp | 28.86%-16.1pp |
| Employer contribution / active EE | $17,050 | $3,032+462.4% | $3,740+355.9% | $2,589+558.5% |
| Participant deferral / active EE | $363 | $3,770-90.4% | $4,880-92.6% | $4,291-91.5% |
| Admin fee / account holder | $8,658 | $2,030+326.6% | $6,735+28.6% | $1,588+445.1% |